Your IRA & 401(k) Isn't on the Ballot

Tomorrow you help pick who goes to (or stays in) Washington. One thing isn't on your ballot: what your money buys.

Government figures out Thursday show prices rose half a percent in September alone, and 3.6% over the past year.

When prices climb, the dollars in your savings buy a little less food, a little less at the pharmacy, a little less of everything you live on.

Two grocery bags with prescription bottles on a kitchen table. A label reading $100 in 2016 points to the left bag, full of bread, apples, bananas and greens, with three pill bottles in front. A red label reading Same $100 today: about $72 worth points to the right bag, which holds much less, with two pill bottles. Caption: Your $100 from 2016 now buys about $72 worth.

Even Fed Chairman Kevin Warsh said last week that when Americans look around,

"...they see the prices are up."

Fed Chairman Kevin Warsh

If you're retired, no boss hands you a raise to catch up. Your savings just have to stretch further.

You can't vote on prices. But you can decide how your savings are spread out.

That's why savers near or in retirement can diversify part of their savings into physical gold and silver.

From 1973 to 1979, when prices rose about 9% a year, gold rose about 35% a year. Silver soared too.

Bar chart of average yearly rise from 1973 to 1979: prices rose 8.8% a year, gold rose 35% a year. Past performance is not a promise of future results.

That's history, not a promise. Gold and silver have rough stretches too, be very wary of anyone who says otherwise.

But through that long stretch of rising prices, gold and silver held what money buys.

The free 2026 Ultimate Guide to Gold & Silver shows how you can add gold & silver to your retirement savings (tax & penalty free) in three simple steps.

It comes from Goldco, which has helped Americans protect their retirement savings with gold and silver for over 14 years, earning more than 8,000 - 5 star reviews, and an A+ rating from the Better Business Bureau.

The guide is 100% free, available right now, and you can get it by clicking here: