The Best Retiree Benefits Spot for 2026?

An Offer Too Good to Refuse.

You are receiving this e-mail because you subscribed to International Living Postcards.  To change your email settings, view the information at the bottom of this email. Life is "about the choices you make." Here's An Easy Choice for You... A No-Travel Way to Explore Panama, the WORLD'S BEST "Retiree Benefits" Spot for 2026 Dec. 30, 2025  Dear International Living Postcards Reader,   Morning coffee in your fragrant garden where you pluck a few ripe mangos and bananas from your trees for breakfast...an afternoon dip in the pool...a sunset stroll on the beach...dinner with friends and some live music.... Life is too short. And retirement is even shorter. It's time to enjoy it... Could you live here? It's likely far less costly than where you live right now. There's no better place to do that than Panama. That's why it's topped our Global Retirement Index more times than any other country.  And now, Panama comes out on top in the "Retiree Benefits" category of the 2026 Index. There are, of course, more than a couple of reasons more than 40,000 U.S. and Canadian retirees have chosen Panama: It's not far away...just about a 3-hour flight to Miami and 4 hours to Houston It's in the same time zone, no jet lag to contend with, no daylight savings time needed. The currency used is the US dollar, no complicated conversions required There are LOTS of English-speaking expats and locals, including many healthcare professionals Healthcare is excellent, by the way, with some of the best state-of-the-art hospitals in Latin America You can drink the tap water most everywhere, the roads are excellent, cable TV, high-speed internet and reliable cell service is practically everywhere You'll enjoy a warm, tropical climate year-round. And no hurricanes ever. I could go on and on. For instance: Panama is safe. The government is stable. The economy is strong. After all, it's home to the Panama Canal, a massive income "stream." Plus, the World's Best Retirement Program... Panama's Best-in-Class Retirement Program hands you all kinds of incentives and big discounts that vastly lower your cost of living. Now...if you're wondering how much it will cost you to live the life of luxury Panama affords you, the answer is "not much." Seriously. You can live very well in Panama, all expenses included, on less than the average U.S. Social Security benefits a couple gets today. Check out this story of one expat couple who lives steps from the beach in Coronado, Panama's premier resort area. They have a big house with, as they describe it "a massive pool." They track all their expenses, and their cost of living is so low it's astounding. Still, as they would tell you, "It's about the choices you make." Where you choose to live in Panama...how you choose to live in Panama...why you choose to live there in the first place... Your choices can make or break your overall experience and outcome. And so I am writing today with a choice for you. It's one I think you'll be happy to make... Our 300-page Escape to Panama manual  is the most comprehensive look at this top retirement haven you'll find anywhere, compiled for you by IL editor Jessica Ramesch who lives full-time in Panama (since 2005) and with contributions from dozens more Panama experts and expats. If you want to know what it takes to retire, invest, get legal residency, work, start a business, or just spend part-time in Panama, this is for you. No stone is left unturned. We cover all your choices when it comes to the best communities for your personal lifestyle needs...how to buy or rent a home... We take you step-by-step through the visa process, how to qualify for that world-class Retirement Program, your healthcare and insurance options, you name it... In a digital format, it's full of maps, photos and interactive links to reliable resources you'll need along the way. Even a complete set of travel itineraries... And it's yours FREE when you become an International Living member today. But We Didn't Stop There. You Get EIGHT Additional Valuable Extras Also FREE As part of what we're calling our ULTIMATE PANAMA PACKAGE, there are 8 additional special bonuses waiting for you. Briefly... One of these special reports spells out full benefits (and how to qualify) of that top-rated Retirement Program. Another informs about the major tax benefits Panama hands you. There's an amazingly to-the-point video on visa requirements from one of Panama's best-connected attorneys... And several other compelling video interviews and roundtables with other experts and expats I known you'll find helpful in your decision making. Importantly, we've included an exclusive video presentation from Dr. Debbie Wong, one of Panama's top physicians and surgeons at the prestigious Pacifica Salud Hospital in Panama City. She will help you understand the ins and outs of Panama's excellent healthcare systems. If you think Panama might be the place for you, this is mission-critical information. And until midnight tonight, the ULTIMATE PANAMA PACKAGE and those eight comprehensive special reports and videos are all yours FREE when you become an International Living member. And I'll give you a discount when you do that now. The full price of a one-year IL membership is $129—and worth every penny for the insights and intelligence our contributors share. A 6-month membership is just $49...that's little more than 27 cents per day...you can step behind the curtain and into the world of International Living. Plus, you get the ULTIMATE PANAMA PACKAGE (a $362 value) for FREE. Just check out the details here. It's an easy decision. The best one you'll make today. But hurry. This special offer is good through tonight only. Sincerely, Jennifer Stevens Executive Editor, International Living P.S. Please note: We've never assembled such an info-intensive bundle of practicalities about Panama, truly one of the world's best retirement havens, as you'll discover in the ULTIMATE PANAMA PACKAGE It's all yours FREE with my offer today. And here's a little extra incentive: This offer comes with our full Good-Will, Good-Value Guarantee. I am confident you will love your IL membership. But if you don't agree, for any reason at all, just let us know. We'll send you a refund. No questions. No fuss. And the ULTIMATE PANAMA PACKAGE is yours to keep, with my complements. If you're intrigued by what Panama has to offer...and you want to get the best deal possible, this is it. Review and claim this offer now. Inbox too crowded? Don't worry—if you can't keep up with our International Living Postcards every day, you can unsubscribe at any time. If you no longer wish to receive IL Postcards, click here to unsubscribe. The mailbox associated with this email address is not monitored, so please do not reply. Your feedback is very important to us, so if you would like to contact us with a question or comment, please click here. © 2025 International Living Publishing Ltd. All Rights Reserved. Protected by copyright laws of the United States and international treaties. This newsletter may only be used pursuant to the subscription agreement and any reproduction, copying, or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of International Living, Woodlock House, Carrick Road, Portlaw, Co. Waterford, Ireland. Registered in Ireland No. 285214 Website: www.internationalliving.com Nothing in this e-mail should be considered personalized advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular situation. No communication by our employees to you should be deemed as personalized advice. NO-SPAM PLEDGE: We Value Your Privacy. We will NEVER rent, sell, or give away your e-mail address to anyone for any reason. You can unsubscribe at any time. Read the International Living Privacy Policy. Reference Number: